Uti Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 9
Rating
Growth Option 21-02-2025
NAV ₹164.0(R) -0.6% ₹186.11(D) -0.59%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.25% 12.49% 10.29% 8.24% 9.12%
Direct 7.35% 13.71% 11.48% 9.38% 10.28%
Nifty Financial Services TRI 13.14% 10.79% 10.61% 12.89% 12.43%
SIP (XIRR) Regular -1.34% 12.61% 15.34% 12.11% 10.86%
Direct -0.32% 13.83% 16.63% 13.28% 12.02%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.32 0.2 0.49 2.55% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.77% -17.84% -14.27% 0.95 9.32%
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
UTI Banking and Financial Services Fund - Regular Plan - IDCW 63.83
-0.3800
-0.6000%
UTI Banking and Financial Services Fund - Direct Plan - IDCW 72.84
-0.4300
-0.5900%
UTI Banking and Financial Services Fund - Regular Plan - Growth Option 164.0
-0.9800
-0.6000%
UTI Banking and Financial Services Fund - Direct Plan - Growth Option 186.11
-1.1100
-0.5900%

Review Date: 21-02-2025

Uti Banking And Financial Services Fund has exhibited poor performance in the Banking and Financial Services Fund category. The fund has rank of 9 out of 14 funds in the category. The fund has delivered return of 6.25% in 1 year, 12.49% in 3 years, 10.29% in 5 years and 9.12% in 10 years. The category average for the same periods is 4.8%, 12.93%, 11.24% and 11.06% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 14.77, VaR of -17.84, Average Drawdown of -5.49, Semi Deviation of 9.32 and Max Drawdown of -14.27. The category average for the same parameters is 14.57, -17.14, -4.93, 9.49 and -13.65 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Banking And Financial Services Fund direct growth option would have grown to ₹10735.0 in 1 year, ₹14703.0 in 3 years and ₹17217.0 in 5 years as of today (21-02-2025).
  2. An SIP of ₹1,000 per month in Uti Banking And Financial Services Fund direct growth option would have grown to ₹11979.0 in 1 year, ₹44260.0 in 3 years and ₹90971.0 in 5 years as of today (21-02-2025).
  3. standard deviation of 14.77 and based on VaR one can expect to lose more than -17.84% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.32 which shows good performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.88, Beta of 0.95 and Jensen's Alpha of 2.55% which exhibit good performance in the banking and financial services fund category .


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KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.09 2.80
-0.58
-4.18 | 1.33 3 | 21 Very Good
3M Return % -2.32 -0.39
-3.44
-7.09 | 0.67 6 | 21 Very Good
6M Return % -3.58 0.22
-4.95
-15.70 | 2.93 6 | 21 Very Good
1Y Return % 6.25 13.14
4.80
-10.07 | 14.98 9 | 20 Good
3Y Return % 12.49 10.79
12.93
9.45 | 15.85 8 | 14 Good
5Y Return % 10.29 10.61
11.24
8.16 | 13.75 8 | 11 Average
7Y Return % 8.24 12.89
11.06
6.83 | 13.83 10 | 11 Poor
10Y Return % 9.12 12.43
11.06
9.12 | 12.61 8 | 8 Poor
15Y Return % 11.40 14.71
13.70
11.40 | 15.28 5 | 5 Average
1Y SIP Return % -1.34
-3.66
-18.51 | 8.61 8 | 20 Good
3Y SIP Return % 12.61
12.31
5.65 | 16.49 8 | 14 Good
5Y SIP Return % 15.34
15.54
10.67 | 19.33 6 | 11 Good
7Y SIP Return % 12.11
13.39
9.54 | 15.57 10 | 11 Poor
10Y SIP Return % 10.86
12.81
10.86 | 14.44 8 | 8 Poor
15Y SIP Return % 11.08
13.50
11.08 | 14.56 5 | 5 Average
Standard Deviation 14.77
14.57
13.33 | 15.68 8 | 13 Good
Semi Deviation 9.32
9.49
8.92 | 10.33 4 | 13 Very Good
Max Drawdown % -14.27
-13.65
-16.38 | -11.54 10 | 13 Average
VaR 1 Y % -17.84
-17.14
-20.66 | -14.36 9 | 13 Average
Average Drawdown % -5.49
-4.93
-5.70 | -4.02 11 | 13 Average
Sharpe Ratio 0.32
0.35
0.14 | 0.55 8 | 13 Good
Sterling Ratio 0.49
0.52
0.40 | 0.67 9 | 13 Average
Sortino Ratio 0.20
0.21
0.11 | 0.32 8 | 13 Good
Jensen Alpha % 2.55
3.17
-0.37 | 6.51 8 | 13 Good
Treynor Ratio 0.05
0.06
0.02 | 0.09 7 | 13 Good
Modigliani Square Measure % 11.71
12.36
8.76 | 15.29 8 | 13 Good
Alpha % 2.07
2.52
-0.58 | 5.61 8 | 13 Good
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.18 2.80 -0.47 -4.05 | 1.45 3 | 21
3M Return % -2.07 -0.39 -3.11 -6.64 | 1.05 6 | 21
6M Return % -3.09 0.22 -4.30 -15.00 | 3.70 7 | 21
1Y Return % 7.35 13.14 6.23 -8.59 | 16.70 10 | 20
3Y Return % 13.71 10.79 14.35 10.96 | 17.42 9 | 14
5Y Return % 11.48 10.61 12.48 9.58 | 15.10 8 | 11
7Y Return % 9.38 12.89 12.27 8.17 | 15.16 10 | 11
10Y Return % 10.28 12.43 12.20 10.28 | 14.31 8 | 8
1Y SIP Return % -0.32 -2.32 -17.14 | 10.26 8 | 20
3Y SIP Return % 13.83 13.74 7.28 | 18.10 8 | 14
5Y SIP Return % 16.63 16.89 12.29 | 20.33 7 | 11
7Y SIP Return % 13.28 14.64 11.00 | 17.12 9 | 11
10Y SIP Return % 12.02 13.95 12.02 | 16.04 8 | 8
Standard Deviation 14.77 14.57 13.33 | 15.68 8 | 13
Semi Deviation 9.32 9.49 8.92 | 10.33 4 | 13
Max Drawdown % -14.27 -13.65 -16.38 | -11.54 10 | 13
VaR 1 Y % -17.84 -17.14 -20.66 | -14.36 9 | 13
Average Drawdown % -5.49 -4.93 -5.70 | -4.02 11 | 13
Sharpe Ratio 0.32 0.35 0.14 | 0.55 8 | 13
Sterling Ratio 0.49 0.52 0.40 | 0.67 9 | 13
Sortino Ratio 0.20 0.21 0.11 | 0.32 8 | 13
Jensen Alpha % 2.55 3.17 -0.37 | 6.51 8 | 13
Treynor Ratio 0.05 0.06 0.02 | 0.09 7 | 13
Modigliani Square Measure % 11.71 12.36 8.76 | 15.29 8 | 13
Alpha % 2.07 2.52 -0.58 | 5.61 8 | 13
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.60 ₹ 9,940.00 -0.59 ₹ 9,941.00
1W 0.32 ₹ 10,032.00 0.34 ₹ 10,034.00
1M 1.09 ₹ 10,109.00 1.18 ₹ 10,118.00
3M -2.32 ₹ 9,768.00 -2.07 ₹ 9,793.00
6M -3.58 ₹ 9,642.00 -3.09 ₹ 9,691.00
1Y 6.25 ₹ 10,625.00 7.35 ₹ 10,735.00
3Y 12.49 ₹ 14,235.00 13.71 ₹ 14,703.00
5Y 10.29 ₹ 16,320.00 11.48 ₹ 17,217.00
7Y 8.24 ₹ 17,404.00 9.38 ₹ 18,735.00
10Y 9.12 ₹ 23,934.00 10.28 ₹ 26,609.00
15Y 11.40 ₹ 50,507.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -1.34 ₹ 11,912.10 -0.32 ₹ 11,979.04
3Y ₹ 36000 12.61 ₹ 43,485.05 13.83 ₹ 44,259.62
5Y ₹ 60000 15.34 ₹ 88,127.52 16.63 ₹ 90,971.46
7Y ₹ 84000 12.11 ₹ 129,392.17 13.28 ₹ 134,947.09
10Y ₹ 120000 10.86 ₹ 211,050.72 12.02 ₹ 224,496.00
15Y ₹ 180000 11.08 ₹ 440,346.78 ₹


Date Uti Banking And Financial Services Fund NAV Regular Growth Uti Banking And Financial Services Fund NAV Direct Growth
21-02-2025 163.9968 186.1114
20-02-2025 164.9793 187.2211
19-02-2025 164.676 186.8717
18-02-2025 163.3571 185.3699
17-02-2025 163.7504 185.811
14-02-2025 163.4811 185.4899
13-02-2025 164.9055 187.1008
12-02-2025 164.5812 186.7276
11-02-2025 163.792 185.8271
10-02-2025 167.0335 189.4994
07-02-2025 168.583 191.2412
06-02-2025 168.932 191.6318
05-02-2025 169.0402 191.7491
04-02-2025 167.6877 190.2096
03-02-2025 164.0856 186.1186
31-01-2025 165.9681 188.2381
30-01-2025 164.6685 186.7588
29-01-2025 164.3041 186.3403
28-01-2025 161.8293 183.5285
27-01-2025 159.8332 181.2596
24-01-2025 161.3294 182.9411
23-01-2025 162.5166 184.2822
22-01-2025 161.924 183.6051
21-01-2025 162.2225 183.9384

Fund Launch Date: 02/Jan/2003
Fund Category: Banking and Financial Fund
Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/ institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
Fund Benchmark: Nifty Financial Services
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.