Uti Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 10
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹163.75(R) -1.18% ₹185.65(D) -1.18%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.59% 10.89% 9.68% 7.06% 8.79%
LumpSum (D) 8.71% 12.1% 10.85% 8.2% 9.95%
SIP (R) 0.01% 13.04% 15.14% 12.0% 10.87%
SIP (D) 1.06% 14.27% 16.42% 13.17% 12.02%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.48 0.29 0.61 3.99% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.44% -17.11% -13.22% 0.95 9.15%
Top Banking and Financial Fund
Fund Name Rank Rating
Invesco India Financial Services Fund 1
Sbi Banking & Financial Services Fund 2
Baroda BNP Paribas Banking & Financial Services Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
UTI Banking and Financial Services Fund - Regular Plan - IDCW 63.73
-0.7600
-1.1800%
UTI Banking and Financial Services Fund - Direct Plan - IDCW 72.66
-0.8700
-1.1800%
UTI Banking and Financial Services Fund - Regular Plan - Growth Option 163.75
-1.9600
-1.1800%
UTI Banking and Financial Services Fund - Direct Plan - Growth Option 185.65
-2.2200
-1.1800%

Review Date: 17-01-2025

Uti Banking And Financial Services Fund has shown poor performance in the Banking and Financial Services Fund category. The fund has rank of 10 out of 14 funds in the category. The fund has delivered return of 7.59% in 1 year, 10.89% in 3 years, 9.68% in 5 years and 8.79% in 10 years. The category average for the same periods is 8.85%, 11.5%, 11.19% and 10.95% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 14.44, VaR of -17.11, Average Drawdown of -4.98, Semi Deviation of 9.15 and Max Drawdown of -13.22. The category average for the same parameters is 14.26, -16.82, -4.47, 9.31 and -12.79 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Banking And Financial Services Fund direct growth option would have grown to ₹10871.0 in 1 year, ₹14088.0 in 3 years and ₹16740.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Uti Banking And Financial Services Fund direct growth option would have grown to ₹12069.0 in 1 year, ₹44531.0 in 3 years and ₹90495.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 14.44 and based on VaR one can expect to lose more than -17.11% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.48 which shows good performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.88, Beta of 0.95 and Jensen's Alpha of 3.99% which exhibit good performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -7.28
-7.15
-9.39 | -3.13 10 | 21 Good
3M Return % -6.19
-5.62
-7.74 | -3.74 14 | 21 Average
6M Return % -4.86
-5.05
-12.76 | 0.23 10 | 21 Good
1Y Return % 7.59
8.85
-1.31 | 15.90 11 | 18 Average
3Y Return % 10.89
11.50
7.94 | 15.26 9 | 14 Average
5Y Return % 9.68
11.19
8.05 | 13.71 10 | 11 Poor
7Y Return % 7.06
10.08
5.35 | 12.76 10 | 11 Poor
10Y Return % 8.79
10.95
8.79 | 13.19 8 | 8 Poor
15Y Return % 11.12
13.35
11.12 | 14.74 5 | 5 Average
1Y SIP Return % 0.01
0.17
-8.85 | 9.62 10 | 18 Good
3Y SIP Return % 13.04
13.40
7.44 | 19.88 10 | 14 Average
5Y SIP Return % 15.14
15.81
11.39 | 19.23 7 | 11 Average
7Y SIP Return % 12.00
13.64
10.05 | 16.35 10 | 11 Poor
10Y SIP Return % 10.87
13.01
10.87 | 15.26 8 | 8 Poor
15Y SIP Return % 11.16
13.72
11.16 | 15.12 5 | 5 Average
Standard Deviation 14.44
14.26
13.18 | 15.38 10 | 14 Average
Semi Deviation 9.15
9.31
8.88 | 10.24 6 | 14 Good
Max Drawdown % -13.22
-12.79
-15.65 | -11.01 11 | 14 Average
VaR 1 Y % -17.11
-16.82
-19.69 | -14.36 8 | 14 Good
Average Drawdown % -4.98
-4.47
-5.25 | -3.78 13 | 14 Poor
Sharpe Ratio 0.48
0.51
0.22 | 0.77 8 | 14 Good
Sterling Ratio 0.61
0.64
0.48 | 0.78 9 | 14 Average
Sortino Ratio 0.29
0.29
0.13 | 0.41 8 | 14 Good
Jensen Alpha % 3.99
4.17
0.12 | 8.76 8 | 14 Good
Treynor Ratio 0.07
0.08
0.03 | 0.12 8 | 14 Good
Modigliani Square Measure % 14.21
14.72
10.46 | 18.73 8 | 14 Good
Alpha % 4.50
4.48
-0.69 | 9.20 9 | 14 Average
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -7.20 -7.04 -9.24 | -3.00 10 | 21
3M Return % -5.96 -5.30 -7.42 | -3.35 14 | 21
6M Return % -4.38 -4.39 -12.04 | 0.98 10 | 21
1Y Return % 8.71 10.28 0.36 | 17.19 12 | 18
3Y Return % 12.10 12.90 10.12 | 16.83 9 | 14
5Y Return % 10.85 12.43 9.47 | 15.20 9 | 11
7Y Return % 8.20 11.28 6.67 | 14.09 10 | 11
10Y Return % 9.95 12.08 9.95 | 14.91 8 | 8
1Y SIP Return % 1.06 1.51 -7.31 | 11.31 11 | 18
3Y SIP Return % 14.27 14.84 9.09 | 21.51 9 | 14
5Y SIP Return % 16.42 17.15 13.00 | 20.75 7 | 11
7Y SIP Return % 13.17 14.88 11.50 | 17.87 10 | 11
10Y SIP Return % 12.02 14.15 12.02 | 16.86 8 | 8
Standard Deviation 14.44 14.26 13.18 | 15.38 10 | 14
Semi Deviation 9.15 9.31 8.88 | 10.24 6 | 14
Max Drawdown % -13.22 -12.79 -15.65 | -11.01 11 | 14
VaR 1 Y % -17.11 -16.82 -19.69 | -14.36 8 | 14
Average Drawdown % -4.98 -4.47 -5.25 | -3.78 13 | 14
Sharpe Ratio 0.48 0.51 0.22 | 0.77 8 | 14
Sterling Ratio 0.61 0.64 0.48 | 0.78 9 | 14
Sortino Ratio 0.29 0.29 0.13 | 0.41 8 | 14
Jensen Alpha % 3.99 4.17 0.12 | 8.76 8 | 14
Treynor Ratio 0.07 0.08 0.03 | 0.12 8 | 14
Modigliani Square Measure % 14.21 14.72 10.46 | 18.73 8 | 14
Alpha % 4.50 4.48 -0.69 | 9.20 9 | 14
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.18 ₹ 9,882.00 -1.18 ₹ 9,882.00
1W -0.23 ₹ 9,977.00 -0.21 ₹ 9,979.00
1M -7.28 ₹ 9,272.00 -7.20 ₹ 9,280.00
3M -6.19 ₹ 9,381.00 -5.96 ₹ 9,404.00
6M -4.86 ₹ 9,514.00 -4.38 ₹ 9,562.00
1Y 7.59 ₹ 10,759.00 8.71 ₹ 10,871.00
3Y 10.89 ₹ 13,635.00 12.10 ₹ 14,088.00
5Y 9.68 ₹ 15,871.00 10.85 ₹ 16,740.00
7Y 7.06 ₹ 16,123.00 8.20 ₹ 17,359.00
10Y 8.79 ₹ 23,221.00 9.95 ₹ 25,816.00
15Y 11.12 ₹ 48,606.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 0.01 ₹ 12,000.78 1.06 ₹ 12,068.58
3Y ₹ 36000 13.04 ₹ 43,751.30 14.27 ₹ 44,531.39
5Y ₹ 60000 15.14 ₹ 87,690.36 16.42 ₹ 90,495.36
7Y ₹ 84000 12.00 ₹ 128,886.74 13.17 ₹ 134,393.28
10Y ₹ 120000 10.87 ₹ 211,039.32 12.02 ₹ 224,473.20
15Y ₹ 180000 11.16 ₹ 443,568.42 ₹


Date Uti Banking And Financial Services Fund NAV Regular Growth Uti Banking And Financial Services Fund NAV Direct Growth
17-01-2025 163.7538 185.6539
16-01-2025 165.7161 187.8735
15-01-2025 163.0458 184.8409
14-01-2025 163.2261 185.0402
13-01-2025 160.9362 182.4392
10-01-2025 164.1381 186.0533
09-01-2025 167.0119 189.3054
08-01-2025 168.5288 191.0195
07-01-2025 169.9367 192.6099
06-01-2025 169.1938 191.7626
03-01-2025 172.2774 195.241
02-01-2025 173.6123 196.7485
01-01-2025 171.4122 194.2497
31-12-2024 170.5217 193.2351
30-12-2024 170.9723 193.7404
27-12-2024 172.2083 195.1249
26-12-2024 171.892 194.7612
24-12-2024 171.4662 194.2681
23-12-2024 171.3259 194.1039
20-12-2024 171.0179 193.7389
19-12-2024 173.308 196.328
18-12-2024 174.7656 197.9738
17-12-2024 176.6016 200.048

Fund Launch Date: 02/Jan/2003
Fund Category: Banking and Financial Fund
Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/ institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
Fund Benchmark: Nifty Financial Services
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.